Rural Financial Counsellors can visit you at your farm or business and assist you and your family to identify and assess options and access government assistance if required.
Analyse and assess your current financial position so that you understand where you are now.
Prepare cash flow budgets so that you can see where you are going.
Develop a case management plan and a business plan (if required) so that you set and work toward goals.
Communicate or negotiate with your bank to strengthen your relationship with your bank.
Review loan arrangements or refinance your loans if you choose to look elsewhere for finance going forward.
Be prepared and supported through Farm Debt Mediation if things get rocky with your lender.
Be referred to appropriate professionals and services.
Plan an exit strategy for you and your family if you choose to cease production or leave farming.
Gain information on accessing Government or other assistance programs.